Perbankan Tunjukan Penyaluran Kredit Yang Baik dan Stabil

Written by on February 7, 2024

Perbankan Tunjukan Penyaluran Kredit Yang Baik dan Stabil

Tika | Thomson News Bali

07 Februari 2024

Badung – Kantor Otoritas Jasa Keuangan (OJK) Provinsi Bali menilai Industri Jasa Keuangan (IJK) di Provinsi Bali posisi Desember 2023 terjaga stabil dan solid didukung oleh permodalan yang kuat, kondisi likuiditas yang memadai, dan profil risiko yang terjaga. Data sektor perbankan Provinsi Bali posisi Desember 2023 menunjukkan penyaluran kredit maupun penghimpunan DPK mengalami pertumbuhan yang semakin membaik dari periode sebelumnya.

Penyaluran kredit mencapai Rp105,15 triliun atau tumbuh 6,10 persen yoy lebih tinggi dibandingkan posisi yang sama tahun sebelumnya yang sebesar 4,10 persen yoy yaitu November 2023 sebesar 6,14 persen yoy .Penyaluran kredit Bank Umum di Bali sebesar Rp92,26 triliun atau tumbuh 6,27persen yoy, lebih tinggi dibandingkan posisi Desember 2022 yang sebesar 4,23 persen yoy.

Sementara itu, penyaluran kredit BPR posisi Desember 2023 mencapai Rp12,89triliun atau tumbuh 4,88 persen yoy, juga lebih tinggi dibandingkan posisi Desember 2022 yang sebesar 3,19 persen yoy. Peningkatan penyaluran kredit secara yoy ini selaras dengan meningkatnya aktivitas pariwisata serta sektor pendukung pariwisata di Bali.

Berdasarkan jenis penggunaannya, pertumbuhan kredit yoy didorong oleh peningkatan nominal kredit Investasi yang bertambah sebesar Rp4,03 triliun atau tumbuh 15,61persen yoy (Desember 2022: 8,25 persen yoy).

” Kalau di analisa ternyata orang orang masih percaya untuk menyimpan uangnya di perbankan di Bali dan tingginya pertumbuhan kredit investasi ini menggambarkan meningkatnya kepercayaan masyarakat terhadap kondisi ekonomi di Bal,” jelas Ananda E Mooy selaku Direktur Pengawasan Lembaga Jasa Keuangan OJK Provinsi Bali pada acara Ngobrol Ringan dan Santai (Ngorta) pada Selasa (6/2) di Gianyar Bali dan dihadiri pula oleh Kepala OJK Bali Provinsi Bali Kristrianti Puji Rahayu

Dikatakan Ananda, Berdasarkan sektornya, pertumbuhan kredit disumbangkan oleh peningkatan nominal penyaluran di Sektor Perdagangan Besar dan Eceran yang bertambah sebesar Rp1,84triliun (tumbuh 6,16 persen yoy) serta Sektor Penerima Kredit Bukan Lapangan Usahasebesar Rp1,31 triliun (tumbuh 3,77 persen yoy). Berdasarkan kategori debitur, sebesar 52,91 persen kredit di Bali disalurkan kepada UMKM dengan pertumbuhan sebesar 7,87 persen yoy (Desember 2022: 6,31 persen yoy).

Realisasi penyaluran Kredit Usaha Rakyat (KUR) oleh perbankan di Provinsi Bali selama tahun 2023 mencapai sebesar Rp8,86 Triliun kepada 110.083 rekening dan berhasil melebihi target penyaluran KUR tahun 2023 yang sebesar Rp8,50 Triliun. Realisasi KUR terbesar pada sektor Perdagangan Besar dan Eceran (42 persen), Pertanian (16persen), dan Industri Pengolahan (12 persen).

OJK Provinsi Bali senantiasa mendorong perbankan untuk menyalurkan KUR serta mendukung upaya penuh Pemerintah melalui berbagai Kementerian dan Lembaga dalam penyaluran dan pemanfaatan KUR.

“KUR yang di salurkan di perbankan Bali cukup besar dan itu di subsidi oleh pemerintah dan mari kita dorong lebih optimal lagi dalam penyaluran kredit KUR di Bali,” harapnya. (Tik)

Reader's opinions
  1. sklep   On   April 16, 2024 at 2:49 am

    Wow, incredible weblog layout! How lengthy have you been running a blog for?
    you make running a blog look easy. The entire glance of
    your site is fantastic, let alone the content! You can see similar
    here dobry sklep

  2. Java Burn Reviews   On   April 25, 2024 at 2:58 pm

    Have you ever thought about creating an ebook or guest authoring on other blogs? I have a blog based upon on the same topics you discuss and would love to have you share some stories/information. I know my subscribers would appreciate your work. If you’re even remotely interested, feel free to shoot me an e mail.

  3. boostaro review   On   April 27, 2024 at 3:33 am

    You really make it seem so easy with your presentation but I find this topic to be really something that I think I would never understand. It seems too complicated and extremely broad for me. I am looking forward for your next post, I’ll try to get the hang of it!

  4. Nagano lean body tonic review   On   May 8, 2024 at 1:08 pm

    Hello! I could have sworn I’ve been to this blog before but after browsing through some of the post I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be book-marking and checking back frequently!

  5. tonice greens reviews   On   May 18, 2024 at 8:29 am

    Hmm it seems like your website ate my first comment (it was extremely long) so I guess I’ll just sum it up what I had written and say, I’m thoroughly enjoying your blog. I too am an aspiring blog blogger but I’m still new to the whole thing. Do you have any helpful hints for newbie blog writers? I’d really appreciate it.

  6. Fitspresso   On   May 23, 2024 at 1:41 am

    Hello! I simply want to give an enormous thumbs up for the nice info you might have right here on this post. I will be coming back to your weblog for more soon.

  7. Ikaria Lean Belly Juice review   On   May 23, 2024 at 6:50 am

    Nice post. I learn something more challenging on different blogs everyday. It will always be stimulating to read content from other writers and practice a little something from their store. I’d prefer to use some with the content on my blog whether you don’t mind. Natually I’ll give you a link on your web blog. Thanks for sharing.

  8. Fitspresso review   On   May 28, 2024 at 6:13 pm

    Have you ever considered about adding a little bit more than just your articles? I mean, what you say is important and all. Nevertheless think about if you added some great photos or videos to give your posts more, “pop”! Your content is excellent but with pics and video clips, this blog could certainly be one of the best in its field. Very good blog!

  9. synogut   On   June 2, 2024 at 2:40 am

    What i do not understood is actually how you’re not really much more well-liked than you may be now. You are very intelligent. You realize thus considerably relating to this subject, made me personally consider it from numerous varied angles. Its like women and men aren’t fascinated unless it is one thing to do with Lady gaga! Your own stuffs excellent. Always maintain it up!

  10. serolean   On   June 2, 2024 at 5:44 pm

    I like what you guys are up too. Such smart work and reporting! Carry on the superb works guys I have incorporated you guys to my blogroll. I think it’ll improve the value of my website 🙂

Leave a Reply

Your email address will not be published.

Thomson Kebumen

Current track